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- So how much life cover should we really have?
- If one of us couldn't work how would we cope?
- What would happen should one of us get diagnosed with a serious illness?
- Will we have a decent income when we retire?
- How will we provide for sending the kids to college?
- Are we paying too much for what we currently have?
- Apart from our mortgage what happens to other borrowings (car / credit union / overdraft / credit cards) if one of us died?